Wise.com Payment Process – USD to INR Transfer

✅ Wise.com Payment Process – USD to INR Transfer

1. Create or Sign In to Your Wise Account

   • Go to Wise.com or open the Wise app.

   • Sign in using your email or mobile number.

2. Start a New Transfer

   • Click “Send Money”.

   • Enter the amount in USD you want to send (or the INR amount you want the receiver to get).

3. Select Currency

   • Choose USD as the sending currency and INR as the receiving currency.

   • Wise will automatically show:

     • Exchange rate

     • Transfer fee

     • Exact INR your receiver will get

4. Enter Recipient Details

   • Choose “Someone Else” or “Business”.

   • Provide the receiver's bank details such as:

     • Full name (as per bank)

     • Bank name

     • Account Number

     • IFSC Code

5. Choose Payment Method
   Wise allows multiple payment options:

   • Bank transfer (ACH)

   • Wire transfer

   • Debit or Credit card

   • Wise balance

   ⚠️ Fees vary depending on the payment method — ACH is usually cheaper.

6. Review & Confirm

   • Verify the amount, exchange rate, and recipient info.

   • Confirm and proceed with payment.

7. Complete the Payment

   • Follow instructions depending on your selected payment method.

   • For bank transfer or wire, Wise gives routing number + reference code.

8. Transfer Processing Time

   • Typically, minutes to 1–2 business days, depending on payment method and verification status.

9. Track Your Transfer

   • You will receive live tracking inside the Wise dashboard.

   • Receiver also gets notification once money arrives.

10. Money Delivered to India

• The recipient receives funds directly into their Indian bank account in INR.