Remitly Payment Process – Send USD to INR
Follow the steps below to complete your international transfer from the United States (USD) to India (INR) using Remitly:
🔹 Step 1: Create or Login to Your Remitly Account
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Visit Remitly.com or download the Remitly mobile app.
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Sign in with your email and password.
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If you’re a new user, select Create Account and verify your email and phone number.
🔹 Step 2: Start a New Transfer
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Click on “Send Money”
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Choose:
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Sending Country: United States (USD)
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Receiving Country: India (INR)
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Remitly will show you two transfer options:
| Transfer Type | Speed | Fee | Rate |
|---|---|---|---|
| Express | Minutes | Higher fee | Slightly different exchange rate |
| Economy | 2–5 business days | Low / often free | Better rate |
Select the option that fits your needs.
🔹 Step 3: Enter the Amount
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Type the amount you want to send in USD or the amount you want the receiver to get in INR.
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Remitly will display:
✔ Live exchange rate
✔ Fees
✔ Delivery estimate
✔ Final INR amount
🔹 Step 4: Add Recipient Details
Select how the recipient will receive money (Remitly supports both):
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Bank Deposit
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UPI Transfer
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Cash Pickup (at select partner banks)
Then enter required details such as:
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Recipient Full Name (as per bank records)
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Bank Name
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Account Number
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IFSC Code
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OR UPI ID (if using UPI method)
🔹 Step 5: Choose Your Payment Method
Remitly allows the following payment options:
| Method | Fee | Speed |
|---|---|---|
| Bank Account (ACH) | Lowest | Slower |
| Debit Card | Medium | Fast |
| Credit Card | Highest | Fast |
| Apple Pay / Google Pay (if enabled) | Medium | Fast |
Select your preferred option.
🔹 Step 6: Verify & Confirm
Before completing, review:
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USD sending amount
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Exchange rate
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Fee charged
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Final INR amount
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Recipient details
Once verified, tap Confirm and Send.
🔹 Step 7: Complete the Transfer
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If paying by bank transfer, follow instructions to authorize the ACH.
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For card payments, authenticate the transaction.
🔹 Step 8: Track Your Transfer
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Remitly provides real-time transfer tracking.
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You can view status via the mobile app or website.
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Recipient will receive funds based on the delivery method:
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Express: Usually within minutes
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Economy: Typically 2–5 working days
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Both sender and receiver may receive confirmation notifications.
✔ Transfer Completed
Once delivered, Remitly will show the status as Delivered and the recipient will receive INR in their bank account or payment method selected.